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Costs to Build a Home in South Georgian Bay

Posted by Admin on March 11, 2019
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Costs Associated With Building Your Dream Home

With the rising cost of new and resale homes in Southern Georgian Bay, we’re often asked by our clients how much it would cost to purchase land and build a custom home. While this sounds like it could be a simple question, there’s a lot to take into consideration! Once a piece of Vacant Land is selected, there are several charges associated with development and obtaining permits before you even start to consider materials, landscaping and whether to build yourself or hire a reputable builder to complete the work. Here, we discuss some of the costs that a landowner can come across when determining whether building a home is within their budget.

The information presented is only intended to be used as a guideline. Each situation is unique and some properties may be subject to additional fees while others may be eligible for credits or exemptions.

Why do Counties and Municipalities charge development fees?

Development Charges are fees charged by Counties, Municipalities and School Boards in order to assist in financing the infrastructure required as a result of growth and development. This in turn helps to avoid residents from major increases in property taxes by having growth pay for the increased need for infrastructure and services.

Building Permits

Building permits are required before starting a construction, demolition or renovation project, with some exceptions which vary by municipality. Permits can be applied for through the respectful municipality and have fees associated with different projects. We’ve included some of the building permit fees that each municipality charges intended to be used as a guideline only. Please get in touch with the respectful municipality’s building department for a full grasp of the fees you can expect to pay for your project.

Index – Links to Content

Building Costs

County of Simcoe

Prior to the issuance of a municipal building permit within the County of Simcoe, some applicable development charges are required for the increased need for services within the County as portrayed in Table 1 below.

Landowners interested in developing a property within the Simcoe of County are advised to consult with the Planning Department for the County of Simcoe.

Planning Department or Finance Department – County of Simcoe

1110 Highway 26
Midhurst, Ontario, L9X 1N6
Tel: (705) 726-9300
Toll Free: 1-866-893-9300
Email: info@simcoe.ca
Web: www.simcoe.ca

Source: County of Simcoe Development Charge Information Brochure

In addition to the fees collected for The County of Simcoe, development charges are required for the Simcoe County District School Board and the Simcoe Muskoka Catholic School Board as portrayed in Table 2 below.

Educational development charges are used to fund the acquisition of school sites, and related costs, to accommodate growth-related pupil needs.

Source: Education Development Charges Pamphlet

Simcoe County District School Board
1170 Hwy 26 Midhurst, ON L0L 1X0
705-728-7570

Simcoe Muskoka Catholic District School Board
46 Alliance Blvd. Barrie, ON L4M 5K3
705-722-3555

Municipality of Collingwood

Note: Please refer to County of Simcoe charges as well as Simcoe County District School Board and Muskoka Catholic District School Board development charges demonstrated in Table 1 and 2 above as these charges will be in addition to the town-wide charges.

In addition to the municipal costs above, there are development charges for storm water drainage for the specific areas shown in Figure 1. These fees are shown in Table 4 below.

Charges discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Collingwood, are advised to consult with the building and planning departments of the town in order to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that special fees and permits may be required if the property of interest is within the Heritage District or is within a conservation area, described later in this blog.

Source: Collingwood Development Charges Pamphlet

In addition to development charges, various building permit fees will be required depending on the project, please refer to the Collingwood Building Permit Fees Schedule and consult with the building department for more information.

Information about Collingwood’s Heritage District

The Corporation of the Town of Collingwood
55 Ste Marie Street, Unit 302
PO Box 157 Collingwood, ON L9Y 3Z5

Planning Services: 705-445-1290
Building Services: 705-445-1030
Web: www.collingwood.ca

Municipality of Wasaga Beach

 

Note: Please refer to County of Simcoe charges as well as Simcoe County District School Board and Muskoka Catholic District School Board development charges demonstrated in Table 1 and 2 above as these charges will be in addition to the town-wide fees. Seasonal Park Model trailers are considered as non-residential development for the purposes of calculating the County of Simcoe, the Simcoe County District School Board, and the Simcoe Muskoka Catholic District School Board development charges.

Charges discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Wasaga Beach, are advised to consult with the building and planning departments of the town to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that additional fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Municipality of Wasaga Beach Development Charge Information

In addition to development charges, various building permit fees will be required depending on the project, please refer to the Wasaga Beach Building Permit Fees Schedule and consult with the building department for more information.

Town of Wasaga Beach
30 Lewis Street (Town Hall, 2nd floor)
Wasaga Beach, ON L9Z 1A1
Planning & Development: 705-429-3847
E-mail: planning@wasagabeach.com
Building Department: 705-429-1120
E-mail: build@wasagabeach.com
Web: www.wasagabeach.com

Municipality of Clearview

“Stayner pre-paid” represents developments included in Stayner Sewer DC prepayment agreements.

Development of all lands within Clearview are subject to the terms of the By-law. “Other Services” include Administration (Growth-related studies), Fire Protection, Police, Roads and Related, Municipal Parking, Recreation and Library, which amount to $6,588.30 across the municipality for a single detached dwelling unit.

Note: Please refer to County of Simcoe charges as well as Simcoe County District School Board and Muskoka Catholic District School Board development charges demonstrated in Table 1 and 2 above as these charges will be in addition to the town-wide charges.

Development Charges apply based on service area, regardless of the services used by the applicant or development.

Costs discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Clearview Township, are advised to consult with the building and planning departments of the town to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that special fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Township of Clearview Development Charge Pamphlet

In addition to development charges, various building fees will be required depending on the project, please refer to the Clearview Consolidated Fees Bylaw Document and consult with the building department for more information.

 

Clearview Township
217 Gideon Street
Stayner, ON L0M 1S0
705-428-6230
Website: www.clearview.ca

Director of Finance/Treasurer – Edward Henley, CPA, CMA, CRM
705-428-6230 x 225
E-mail: ehenley@clearview.ca

Municipality of Tiny Township

Note: Please refer to County of Simcoe charges as well as Simcoe County District School Board and Muskoka Catholic District School Board development charges demonstrated in Table 1 and 2 above as these costs will be in addition to the town-wide charges.

Costs discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Tiny Township, are advised to consult with the building and planning departments of the municipality to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that special fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Township of Tiny Development

In addition to development charges, various building fees will be required depending on the project, please refer to the Township of Tiny Consolidated Fee By-Law and consult with the building department for more information.

Township of Tiny
130 Balm Beach Road West
Tiny, ON L0L 2J0
Phone: 705-526-4204
Website: www.tiny.ca

County of Grey

Development charges for the County of Grey are collected by the area municipality at the issuance of the building permit and are in addition to municipal development charges.

Charges discussed in this blog are only intended as guidelines, and those interested in developing any property within the County of Grey, are advised to consult with the planning department for the County of Grey as well as the applicable municipality to establish any exemptions, credits or additional fees that may be applicable.

Source: County of Grey Development Charge Information

Corporation of the County of Grey
595 9th Ave East
Owen Sound, Ontario N4K 3E3
Phone: 1-800-567-4739
Website: www.grey.ca

Town of Blue Mountains

The Town of Blue Mountain collects town-wide uniform charges attributed to the need to accomodate growth in the areas of General Government, Fire, Police, Public Works, Wastewater, Roads and Related, Parks and Recreation and Library. Charges are based on the size of a dwelling and defined as followed:

Res A: A residence greater than 225m2
Res B: A residence less than or equal to 225 m2 but greater than 150m2
Res C: A residence less than or equal to 150m2 but greater than 75m2
Res D: A residence that is equal to or less than 75m2.

Municipal development charges for the Town of Blue Mountains including engineering and town-wide uniform charges are displayed in Table 9. Service areas are demonstrated in Figure 2 below For more detailed information, please refer to the Brochure referenced below.

Note: Please refer to County of Grey development charges demonstrated in Table 8 above as these costs will be in addition to the town-wide charges. School district development charges may also be in addition to charges discussed here.

Charges discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Town of Blue Mountains are advised to consult with the building and planning departments of the county and municipality to establish any exemptions, reductions or additional fees that may be applicable.

It’s important to note, that special fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Town of Blue Mountains Development Charge Pamphlet

In addition to development charges, various building fees will be required depending on the project, please refer to the Town of Blue Mountains Consolidated Fee By-Law and consult with the building department for more information.

Town of Blue Mountains
32 Mill Street, PO Box 310
Thornbury, ON N0H 2P0
519-599-3131
Building Services: ext. 239
Planning Services: ext. 26
Website: www.thebluemountains.ca

Municipality of Meaford Development Charge Information

The Municipality of Meaford collects municipality-wide charges attributed to the required growth in services in the areas of public library, fire emergency services, parks and recreation, public works, parking, administration, roads and related. These charges are totalled in the row titled “Total Municipal-wide charge” in Tables 10 through 12 and represent the development charges for properties without municipal services (i.e. water and wastewater). Development charges are based on the type of building being developed and are demonstrated in Tables 10 through 12 by Service Area. A map of the respectful Services areas is portrayed in Figure 3 below.


Note: Please refer to County of Grey development charges demonstrated in Table 8 above as these costs will be in addition to the town-wide fees. School district development charges may also be in addition to charges discussed here.

Costs discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Meaford are advised to consult with the building and planning departments of the town to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that special fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Municipality of Meaford Development Charges Brochure

In addition to development charges, various building fees will be required depending on the project, please refer to the Municipality of Meaford Building Permit Fee Information and consult with the building department for more information.

Municipality of Meaford
21 Trowbridge Street W.
Meaford, ON N4L 1A1
519-538-1060
Planning Department: ext. 1119
E-mail: planning@meaford.ca
Website: www.meaford.ca

Municipality of Grey Highlands

Note: Please refer to County of Grey development charges demonstrated in Table 8 above as these costs will be in addition to the town-wide fees. School district development charges may also be in addition to charges discussed here.

Charges discussed in this blog are only intended as guidelines, and landowners interested in developing any property within the Municipality of Grey Highlands are advised to consult with the building and planning departments of the town to establish any exemptions, credits or additional fees that may be required.

It’s important to note, that special fees and permits may be required if the property of interest is within within a conservation area, described later in this blog.

Source: Municipality of Grey Highlands Development Charge

In addition to development charges, various building fees will be required depending on the project, please refer to the Municipality of Grey Highlands Joint Building Services Schedule of Fees and consult with the building department for more information.

Municipality of Grey Highlands
206 Toronto Street S, Unit 1
PO Box 409, Markdale, ON N0C 1H0
Building and Planning Services: 226-909-0668
Web: www.greyhighlands.ca

Conservation

Our area is rich in natural resources and landscapes. In order to protect these precious resources, a number of Conservation Authorities exist in Ontario to ensure that any development does not interfere with water sources, water flows or other natural hazards. These conservation Authorities are portrayed in Figure 3 below. Most notably in our region, The Grey Sauble Conservation Authority (GSCA) as well as the Nottawasaga Conservation Authority (NVCA) have jurisdiction on various properties in the region. Additionally, Landowners may require approval of the Department of Fisheries and Oceans.

Nottawasaga Conservation Authority (NVCA)

The Nottawasaga Conservation Authority is responsible for regulating development and other activities in natural and hazardous areas in order to prevent the loss of life and property due to flooding and erosion and to conserve and enhance natural resources. Landowners within the boundaries of the NVCA may be required to apply for an additional permit.

Determine if your property is regulated: NVCA Interactive Property Map

NVCA Planning and Permit Fee Schedule

NVCA Administration Office
8195 8th Line
Utopia, ON L0M 1T0
Phone: 705-424-1479
E-mail: admin@nvca.on.ca www.nvca.on.ca

Grey Sauble Conservation Authority (GSCA)

The Grey Sauble Conservation Authority primarily regulates hazardous land within its jurisdictional boundaries to create a balance between maintaining a healthy watershed and meeting the needs of society. Landowners within the boundaries of the GSCA may be required to apply for an additional permit.

Determine if your property is regulated: GSCA Interactive Property Map

GSCA Planning and Permit Fee Schedule

Grey Sauble Conservation Authority

237897 Inglis Falls Road,
R.R. #4 Owen Sound, ON N4K 5N6
Phone: 519-376-3076
E-Mail: explore@greysauble.on.ca
Web: www.greysauble.on.ca

Niagara Escarpment Commission (NEC)

In addition to the Conservation Authorities, The Niagara Escarpment has been designated by the United Nations Educational, Scientific and Cultural Organization (UNESCO) as a World Biosphere Reserve. In order to preserve the unique environment and internationally significant ecosystem, The Niagara Escarpment Commission (NEC) exists and landowners are required to obtain a development permit for lands within these boundaries in order for the NEC to consider the impact of a development proposal on the Escarpment landscape and environment.

Niagara Escarpment Plan Interactive Map

Please contact the Niagara Escarpment Commission directly to determine the cost of a permit or study if your property is within the boundaries of NEC.

Niagara Escarpment Commission (Simcoe, Grey, Bruce)
99 King Street East
PO Box 308 Thornbury, ON N0H 2P0
519-599-3340
Email: necthornbury@ontario.ca
Website: www.escarpment.org

Department of Fisheries and Oceans (DFO)

Projects near water (eg. Georgian Bay), may require the approval of the Department of Fisheries and Oceans designed to protect fish and their habitats. For more information, visit the DFO website.

Department of Fisheries and Oceans – Burlington (Canada Centre for Inland Waters)

867 Lakeshore Rd
Burlington, ON L7S 1A1
Phone: 905-336-4999
E-mail: info@dfo-mpo.gc.ca
Web: www.dfo-mpo.gc.ca/

Building Costs

Once the cost of the land, development fees and permit fees have been taken into account, one must consider the costs associated with the actual building of a structure. When using a builder to construct a custom home, the price can vary drastically from $375 per square foot to as high as you’d like it to go depending on the quality of finishes and materials used. This cost would typically include the cost of connecting utilities, but does not include any environmental or development fees discussed above unless asked specifically.

In addition to the cost of materials and labour, a builder typically charges $15,000 to $30,000 to create an architectural design, or less if the landowner has a design completed.

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